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Investing in Banks and Stock Trading in the Islamic View ‎

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The world is seeking an alternative form of the stock market for some time so that the interests of all relevant stakeholders can be secured. From the perceptions of straight Muslims, the existing form of the stock market limits a Muslim to make investments in the market caused by unsatisfying several requirements from the Islamic sharia. This article will discuss all the conditions the Islamic Shariah permits to start investing in the stock market.

Interested in Islam?

What you need to understand that all financial products, all the banking process is based on selling us money for money. That called Reba and what brought the economy to collapse was a result of this transaction. When these people started exchanging money for money in an unequal amount. For example, A person lent a sum of money to another person and ask him to pay it back together with an agreed additional sum of money within a fixed period. A race of interest was fixed for a specific period, and if the principal along with the interest was not paid within that period, the rate of interest was enhanced for the extended period. So on this enhanced or additional amount is Reba.

Why Reba (interest) is prohibited in Islam?

 Islam prohibited Reba interests duo for the following reasons:

Interest inculcates miserliness, selfishness, callousness, indifference, inhumanity, greed, and worship of wealth. It destroys the spirit of sympathy, mutual help, and cooperation, and that affects the feeling of brotherhood and unity among the community.

Interests cause many economic evils, for example, it leads to hoarding of money, adversely affecting its circulation among larger sections of society. It also causes the establishment of monopolies, cartels, and the concentration of wealth in a few hands. And so, the gap between the rich and the poor widens.

Is it mention in Quran or Hadith ?

Yes, the Quran and Hadith clearly prohibited interest.

In Allah says: “And whatever you give for interest to increase within the wealth of people will not increase with Allah. But what you give in Zakat, desiring the countenance of Allah – those are the Multipliers”. In chapter 4 verse 161 Allah says: ” And (for) their taking of usury while they had been forbidden from it, and their consuming of the people wealth unjustly. And we have prepared for the disbelievers among them a painful punishment”.

Prophet Mohammed (Peace be upon him) said “every loan that draws excess is Reba”

Muslims avoid interest or Reba. Allah (SWA) has considered Reba to be one of the most major sins, and the prophet called it a Kabeerah, a major sin, and it is the only sin. In the Quran Allah (SWA) has said “anybody, who deals with this it is as if he has engaged in a war against God himself.”

So, we have to avoid companies that are dealing blatantly in Reba.

Halal Investing:

There is much more legal ways that we can go into a lot more detail but for this article, realize that in order for an investment to be Halal, a number of basic conditions need to be met.

Since Islam’s main core is to save humans, it considered some rules that protect them. For instance, a Muslim can’t invest in anything that will help increase any kind of substance abuse or drugs. Or maybe even investing in companies that promote weapons of mass destruction. We as Muslims are ethical we are not allowed to invest in something that’s going to harm other people. Harm them physically, harm them emotionally. So we Muslims do not invest in any company that deals with harmful substances, or that deals with matters that are going to impact the environment in a very negative way. These are the things that we are cautious about.

Regarding shares and stock market investments, Muslims have categorized this under the classification of Awraq al-Naqdiyyah. This is often something, which is allowed, with certain conditions and it is also subjected to Zakah payment. Because it fulfills the Nisab and Hawl. “Shares is one of the equal parts into which the capital of an organization is divided, enabling the holder of the share to a percentage of the profits. Dealing in shares is acceptable within the Shari’ah.” (Fiqh al-Islam Wa Adillatuh, vol. 2, pg. 774)

“Money in Islam sorts a task to play. It shouldn’t be stored but used and circulate to allow people to make use of its benefits. That’s why the books of Fiqh say that the guardian of an orphan must be honestly invested. Such as the Zakah wouldn’t drain the wealth of the child.

Where can Muslims invest in?

You can buy shares in any company, which doesn’t pursue prohibited trade, it has to be ethical and permissible.

As an example, dealing with Islamic banks is the Muslim’s choice. As well as not to deal with alcohol companies because they’re producing something, which is Haram. To buy shares in chemical companies, which produce products damage people and thus the environment. But there is not even a small problem buying shares that deal with good companies. Likewise, investing in the stock exchange is okay, but by keeping the above considerations in mind.

Muslims can invest in shares in BT, in water, in gas, and in numerous things that can benefit people. And in things that aren’t directed towards humanity, which should be the general monitor for investments by the Muslim community.

“Holy is your Lord, the Lord of all honor and power. He is far above the (polytheistic) things they attribute (to Him). And peace be ever upon all the Messengers. And all type of perfect and true praise belongs to Allah, the Lord of the worlds.” (37:180-182)

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Gaza’s Broken Daily Life: Weddings, Tents and Hospitals Under Fire and Siege

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Gaza’s heinous genocide is no longer confined to moments of direct attack. It is now visible in the complete breakdown of daily life itself. Families are still being butchered vehemently in places where they had sought shelter. To worsen these matters, shortages of fuel, engine oil, gas, and spare parts are crippling hospitals, bakeries, rescue vehicles, water systems, and ordinary transport.

A Tent Camp Hit in Gaza City

On June 6, despite the so-called “ceasefire,” an Israeli air attack hit a tent camp in Gaza City where displaced Palestinians were sheltering. Resultantly, at least seven people were killed, while at least 15 others were injured, many of them treated in intensive care. Women and children were believed to be among the casualties. The strike hit a United Nations school compound that had become a shelter for displaced families.

These were displaced people already living with the consequences of bombardment, evacuation, and loss. A tent camp is meant to be a temporary refuge for families with nowhere else to go. When such a place is hit, it deepens the fear that no civilian space is beyond danger.

A Wedding Turned Into Mourning

Moreover, the Gaza City strike by Israel targeted a tent next to another tent where a wedding appeared to be taking place. Unfortunately, earlier the same day, a strike in Khan Younis killed a man who was scheduled to be married later that day. His cousin said the family had prepared for the wedding but was instead attending his funeral.

This detail shows how deeply the genocide has entered private life. A wedding in Gaza is not just a celebration but an attempt to preserve social life despite displacement, hunger, and fear. When a groom is killed on the day of his wedding, even brief moments of normality remain exposed to violence.

The Ceasefire Gap

The attacks came amid discussions over the Gaza ceasefire process. Specifically, Hamas was preparing for meetings in Egypt on the implementation of the ceasefire agreement, while several Israeli attacks across Gaza that day killed at least nine people. Gaza remains under Israeli military control, and the second phase of the agreement has been stalled for months.

For people, the real meaning of a ceasefire depends on whether people can sleep safely, gather without fear, reach hospitals, and rebuild some predictable rhythm of life. If strikes continue and basic services keep failing, the gap between imaginative political claims and reality remains painfully wide.

The Shortages Freezing Daily Life

Alongside these unprovoked attacks, Gaza is facing another severe pressure due to a shortage of gas, engine oil, and spare parts. Undoubtedly, these shortages are affecting emergency services, bakeries, water supplies, and hospitals. Items that may sound technical outside Gaza now decide whether a generator runs, a vehicle moves, bread is baked, and whether water can be pumped.

These shortages are damaging daily life in connected ways:

  • Hospitals need generators and spare parts to keep operating rooms functioning
  • Bakeries need power and maintenance materials to continue producing bread
  • Water systems need energy supplies, chemicals and parts to keep desalination and pumping services running.

Hospitals and Rescue Services Under Pressure

Hospitals have been among the most vulnerable since October 2023. Al-Aqsa Martyrs Hospital in central Gaza warned of an imminent health disaster after extreme power failures affected surgical operating rooms. Moreover, all of its generators have stopped working while summer heat is expected to place more pressure on the remaining equipment.

This is not a minor operational issue as Gaza’s remaining hospitals are already treating genocidal injuries, malnutrition, infections and chronic illness in overcrowded conditions. If generators fail, surgical care, emergency treatment, refrigeration, lighting, and essential equipment are all affected. Gaza’s authorities have also warned that fire and rescue operations risk coming to a halt as vehicles break down due to shortages of spare parts, fuel and engine oil.

Bread, Water and Survival

Food and water systems are also largely affected. Bakeries depend on fuel, generators, and maintenance materials, while water systems need energy supplies, chemicals, and spare parts. UNICEF data showed that seawater desalination output had fallen to about 16,000 cubic metres per day, compared with 20,000 in March, due to the restrictions on essential supplies. In a densely displaced population, any reduction in water production quickly becomes a public health concern.

This is why Gaza’s broken daily life must be understood as a connected genocidal crisis. The strike on a tent camp, the killing of a groom, the failure of hospital generators, the collapse of rescue vehicles and the shortage of water-production supplies are not separate stories. Together, they show how civilian life is being attacked directly and indirectly at the same time.

In a nutshell, until these conditions change, daily life in Gaza will remain trapped between immediate violence and the gradual destruction of everything needed to survive.

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Gaza’s Water Crisis: When Thirst Becomes a Weapon of War

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In Gaza, water is no longer something families can expect to find when they need it. It has become a daily search, a health risk, and a painful measure of how deeply daily life has collapsed. For thousands of displaced families, the day begins with containers, queues, extreme uncertainty, and the fear that even the little water they manage to collect may not be enough for drinking, cooking, washing, or protecting children from deadly diseases.

This is not a normal shortage caused by dry weather or poor planning. Gaza’s water crisis is part of the genocide stretched far beyond its limits.

“Water is life and the right to life is a basic human right.”

When water systems fail, the impact is immediate and personal. A family cannot cook properly; a mother cannot keep her child clean, and a wounded person cannot wash safely. Thirst becomes only one part of a much wider and often unseen disaster.

Gaza’s Children Are Living With Daily Water Uncertainty

UNICEF’s latest Water, Sanitation and Hygiene report paints a devastating picture. It highlights that 1.1 million children in Gaza face daily water uncertainty, while 82% of families remain water insecure. Even more alarming, up to 70% of people are unable to collect the minimum six litres per person per day needed only for drinking and cooking. UNICEF and partners are still trying to support emergency water services through trucked water, desalination, wells, and limited network supply, but access and operating conditions remain highly restricted.

Six litres is an extremely small amount when seen against real family needs. It may help someone survive the day, but it does not allow a household to live with dignity. Families need water for hygiene, laundry, cleaning shelters, caring for infants, supporting the elderly, preparing food safely, and preventing disease. In Gaza, these normal needs have become difficult choices.

More specifically, children suffer first in such conditions. They are more vulnerable to dehydration, diarrhoeal disease, skin infections, and the emotional stress of living in dirty, overcrowded spaces. Many have already lost homes, schools, routines, and safety. Now even the simplest comfort, a clean drink of water, is uncertain.

The Collapse of Water Systems Is Deepening the Genocide

Gaza’s water emergency is not only about empty containers. It is a deliberate genocidal strategy by Israel. Water primarily depends on pumps, wells, desalination plants, pipes, electricity, fuel, chemicals, spare parts, engineers, drivers, and safe roads. Most of these parts have either been destroyed or entirely blocked by Israel.

In another report, UNICEF states that seawater desalination output fell from 20,000 cubic metres per day in March to 16,000 cubic metres per day because of shortages of chemicals and spare parts. It also says shortages of engine oil, lubricating oil, and other essential items are disrupting water production and related services.

The Al Mansoura filling point shows how fragile the system has become. Water-trucking operations there were suspended after two UNICEF-contracted truck drivers were killed in April. UNICEF says the site had been critical for the daily drinking-water access of 285,000 people, and partners are now trucking water from desalination plants at an additional cost of about $40,000 per day to replace the two million litres previously collected from that point.

Sanitation Failure Turns Thirst Into Disease

When clean water disappears, sanitation collapses simultaneously. Gaza’s overcrowded displacement sites are already under severe pressure, and the lack of proper water makes hygiene almost impossible. Waste accumulates, pests spread, and families are forced to live in conditions where preventable diseases can move quickly.

OCHA’s latest humanitarian report warned that health risks from pests and rodents remain high because access to landfills is restricted and essential sanitation items remain difficult to bring in. It also highlighted UNICEF’s warning that water shortages are forcing families into a daily trade-off between drinking, hygiene, and disease prevention.

This is where the crisis becomes especially cruel. A family may know what it needs to do to stay healthy, but knowledge is not enough when there is no water, no soap, no proper waste collection, and no safe place to live. Parents are not failing their children, but the conditions around them are failing every basic standard of human protection.

Aid Is Shrinking While Needs Keep Growing

The emergency response is also under serious strain due to Israel’s complete blockade of all borders, especially the Rafah border. OCHA reports that since mid-May, four partners have been forced to start phasing out water-trucking activities because of funding shortages. Some have already stopped, while others are expected to complete the phase-out by mid-June. As a result, more than 330,000 people across around 250 sites risk losing their primary drinking-water source.

For people outside Gaza, this may sound like a usual problem, but for a displaced family, it means tomorrow’s water may not arrive. In a place where markets are broken, movement is dangerous, and public services are shattered, losing a water-trucking route can immediately push families toward death.

Thirst as a Test of the World’s Conscience

Water is one of the clearest measures of human dignity. Without it, people cannot remain healthy, clean, or safe. In Gaza, the water crisis shows how genocide destroyed life even beyond the moment of Israel’s attacks. It continues through damaged pipes, stalled pumps, empty tanks, contaminated surroundings, and children growing up around scarcity.

The world should not wait until disease spreads further or water systems break beyond repair. Gaza needs safe humanitarian access, fuel, spare parts, treatment chemicals, protected workers, restored sanitation services, and sustained funding for emergency water delivery. Most of all, people need protection from the conditions that are turning basic survival into a daily struggle.

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Gaza Flotilla Activists Face Extreme Israeli Abuse as the World Watches the Blockade’s Brutality

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The Global Sumud Flotilla, which was made up of 40 vessels, tried to sail towards Gaza with much-needed humanitarian aid and a direct challenge to Israel’s blockade. Unfortunately, Israeli forces intercepted the boats in international waters and detained around 430 activists.

It is not a story of a blocked aid mission but a collection of facts revolving around intense abuse, humiliation, anger, and a brutal reminder of what Gaza’s blockade really means. For the people of Gaza, the flotilla is a symbol of hope, but for Israel, it is being perceived as a threat to its heinous genocidal mission.

A Hope Against the Siege

For decades, Gaza’s people have lived under an intense blockade that restricts movement, controls access to goods, separates families, and turns humanitarian relief into a political bargaining tool. Since Israel’s genocide in Gaza intensified, the siege has become even deadlier.

Hunger, destroyed hospitals, mass displacement, disease, and extreme shortages of fuel and medicine now shape daily life. This is why flotilla mattered, but the question that the world is asking is legitimate: Why should food, medicine, and solidarity be treated as crimes?

The flotilla, as a hope for the people of Gaza, who are suffering from famine and diseases, was intercepted by Israel about 250 miles or roughly 400 km off Gaza’s coast. These aid vessels were still far from Gaza when Israeli forces illegally captured them from international waters.

Analysts are highlighting that these flotilla activists, who volunteered from more than 40 countries, were not entering an Israeli city or attacking any military base. In fact, they were sailing through open waters to help innocent people who were dying of extreme hunger and bombardment.

Extreme Abuse by Israel

After the release of some of the detainees, they described inhumane treatment that had never been imagined before. South African activists highlighted that they were electrically shocked, denied water, food, and toilets, and were kept in abysmal conditions.

Moreover, most of the activists said that they were sexually assaulted in a very harsh manner. Some other activists also reported extreme beating and humiliation. For example, 15 cases of sexual assault, including rape, have been reported during May 2026.

Ben-Gvir Turned Humiliation into Spectacle

The most shameful moment came from Israeli minister Itamar Ben-Gvir. Even the government of France banned him from entering French territory after he taunted zip-tied detainees and waved an Israeli flag over them. France’s foreign minister called his actions “unspeakable,” and Poland also imposed a five-year ban.

He also shared footage of restrained activists, triggering international outrage and calls for broader European sanctions.

This was not hidden mistreatment accidentally exposed. It was deliberately performed, and the minister chose to stand over bound detainees and turn their humiliation into a political message.

When a genocidal state official proudly films powerless detainees, cruelty is no longer a secret, but a policy theatre.

Airport Violence Added Another Layer

It did not end with unlawful detention and punishment, as another episode of extreme humiliation was shown at the airport. At the Bilbao Airport, after some activists returned from Israeli detention, police harshly beat them. Videos showed some police officers brutally beating and dragging humanitarian activists.

This was just a glimpse of how Israel treats people who come to help humanity. They were maltreated in such an inhumane way to make them an example for the world. Anyone who comes to Gaza to help people will either be killed or detained in death-like prisons.

In this scenario, words are not enough as Palestinians remain heavily trapped, and those trying to reach them are harshly beaten, detained, deported, or killed. Condemnation must turn into legal action, sanctions, arms restrictions, diplomatic costs, and pressure to end the genocide.

The World Saw the Blockade’s Face

Israel may deny everything, but the world knows about its genocidal policies far better than ever before. It may deport activists and call the flotilla a provocation, but this episode revealed something the world should not unsee.

Even some activists from Brazil and Spain are still detained by Israel, and they are being punished in unprecedented ways. In this regard, Amnesty International also reported several injuries to these flotilla activists during detention.

After observing all this, one thing is certain: Israel is trying to eliminate Palestine from the world map and make every effort to stop necessary aid from reaching Gaza. Nobody can imagine the instances of cruelty by Israel in the 21st century. Even the International Court of Justice has urged this prolonged genocide to be stopped as soon as possible; otherwise, life in Gaza is under extreme threat.

Gaza’s isolation is being enforced with extreme cruelty. This time, the world did not have to imagine it. It is already watching!

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